Policies

Disclaimer

While Equfund IPS Limited makes every effort to ensure that the information contained on the website is accurate and complete, we provide it for information only, so it is indicative rather than definitive. We thus make no explicit or implicit guarantee of its accuracy, and, as far as applicable laws allow, we neither accept responsibility for errors, inaccuracies or omissions, nor for loss that may result directly or indirectly from reliance on its content. Users of the website should not take or omit to take any action that relies on information on the website.

Any person considering loan opportunities featured on the website should carry out their own due diligence in respect of such opportunity and make their own commercial assessment after seeking independent advice of an appropriately authorised financial advisor. Prospective lenders are also encouraged to take their own independent legal and taxation advice, together with any other advice that they may consider necessary in order to consider the benefits and risks attached to opportunity

In making the website available, Equfund IPS Limited does not imply or establish any client, advisory, financial or professional relationship. Through the website, neither Equfund IPS Limited nor any other person is providing advisory, consulting or other professional services.

Some of the information featured on the website is provided by third parties and accordingly Equfund IPS Limited does not accept any responsibility and disclaims any and all liability for any such information (including the accuracy) featured or views and opinions expressed on the website.

Equfund IPS Limited reserves the right to require any potential investors to sign an undertaking that they are either a high net worth or a sophisticated investor within the meaning of the Financial Services and Markets Act 2000 (Financial Promotions Order 2005 (as amended) or that they have taken the advice of an appropriately authorised and qualified person before obtaining any funder information and before being permitted to enter into any opportunity.

Equfund IPS Limited shall under no circumstances be liable to a user of this website, whether in contract, tort (including negligence), breach of statutory duty or otherwise for any loss of profit, or any direct, indirect or consequential loss arising under or in connection with your use of this website or any loan in any opportunities marketed on the website save that nothing in this disclaimer shall limit or exclude Equfund IPS Limited’s liability for death or personal injury caused by its negligence, or for fraud or fraudulent misrepresentation by the company.

Interruption
Equfund IPS Limited neither guarantees that the website will be uninterrupted or without delay nor that it will be error-free or virus-free. The website is provided ‘as is’ without warranties of any kind. We will not be responsible and will not accept any liability whatsoever for any viruses which may infect your computer by reason of your use of or downloading of applications from this website.

Copyright Notice
This website is owned and controlled by Equfund IPS Limited. Unless otherwise noted, all information featured on the website, (whether text or images), is protected by copyrights and trademarks, and is owned or licensed by Equfund IPS Limited. You may not download, display or print any part of the content except to your own computer for your personal use and not for business purposes. You must not change frame or inline (mirror) any of the content of our website

Links
Links on this website may lead to servers maintained by individuals or organisations other than Equfund IPS Limited. We make no representation or warranty regarding the accuracy, timeliness, suitability or any other aspect of the information located on such servers and neither monitors nor endorses such servers or content. If you link to our website we may require you at any time at our absolute discretion to remove the Link

Law
Any terms and conditions concerning the usage of this website will be governed by the laws of England, and any dispute concerning use of this website will be determined exclusively by the English Courts.

Privacy Policy

Equfund IPS Limited (registered number: 29088R) (“we” or “us”) is committed to protecting and respecting your privacy. We take your privacy seriously and this section is intended to help you understand how we collect and use personal information. This policy sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us.

Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it. By visiting www.myreap.co.uk (“our site”) you are accepting and consenting to the practices described in this policy. This information relates to all websites operated by us. Any other websites will be subject to their own policies. For the purpose of the Data Protection Act 1998 (the “Act”), we are the data controller.


Use of private information policy (GDPR)
Last updated: 23/05/2018

Summary:
We respect the EU’s General Data Protection Regulations (GDPR) and this policy explains how we collect and treat any information you give us. You won’t find any complicated legal terms or long passages of unreadable text. We’ve no desire to trick you into agreeing to something you might later regret.

Our policy covers

  1. Why we value your privacy
  2. How we collect information
  3. What information we hold
  4. Where we store your information
  5. What we use your information for
  6. Who’s responsible for your information at our company
  7. Who has access to information about you
  8. The steps we take to keep your information private
  9. How to complain
  10. Changes to the policy

Why we value your privacy
We value your privacy as much as we do our own, so we’re committed to keeping your personal and business information safe. We’re uncomfortable with the information companies, governments, and other organisations keep on file, so we ask for only the minimum from our clients and customers. We’ll never use your personal information for any reason other than why you gave it, and we’ll never give anyone access to it unless we’re required to by law.

How we collect information
We ask for contact information including your name, email address, and phone number, on our website so that we can reply to your enquiry. When you visit our website, we collect data that is not personally identifiable including your IP address, operating system and browser. This information is aggregated to record general location, number of visits, average time spent on site, pages viewed, etc. We use this information to monitor and improve our website and services. We may use cookies to collect this data and to provide you with tailored information (such as autofilling certain fields). “Cookies” are tiny elements of data that a website can send to your browser, which may then be stored on your hard drive so we can recognise you when you return. We collect your email address when you sign up for one of our newsletters. Occasionally, we might receive your contact information from one of our partners. If we do, we protect it in exactly the same way as if you give it to us directly.

What information we hold
When you contact us by email or through our website, we collect your name, email address, phone number, and a social media username, if you’ve given us that. If you sign up for a newsletter, we only collect your name and email address. If you do business with us, we also collect your business name and bank details and keep records of the invoices we send you and the payments you make.

Where we store your information
When you contact us by email or through our website, we store your your information in our email accounts, hosted by Google (Google LLC). If you sign up for a newsletter, we store your email address in MailChimp (The Rocket Science Group LLC), which is the marketing platform we prefer. If we do business, we store your information in our accounts software, Filmaker Pro (FileMaker Inc., a subsidiary of Apple Inc.). We chose these systems partly for their commitment to security.

What we use your information for
We occasionally use your contact information to send you details of our updates, products and services. When we do, you have the option to unsubscribe from these communications and we won’t send them to you again. We might also email or phone you about our products and services, but if you tell us not to, we won’t get in touch again. We will use your information to send you invoices, statements, or reminders.

Who’s responsible for your information at our company
Our Privacy Officer is responsible for the security of your information. You can contact them by email at admin@myreap.co.uk if you have any concerns about the information we store.

Who has access to information about you
When we store information in our own systems, only the people who need it have access. Our management team have access to everything you’ve provided, but individual employees have access to only what they need to do their job.

The steps we take to keep your information private
Where we store your information in third-party services, we restrict access only to people who need it. We store passwords in 1Password, an encrypted password manager, use a different, randomly generated password for each service, and never use the same password twice. The computers we use are all encrypted using FileVault and are protected by a passcode or fingerprint access. These computers ask for authentication whenever they’re started or after 5 minutes of inactivity. Our mobile devices are also protected by a fingerprint or facial recognition.

How to complain
We take complaints very seriously. If you’ve any reason to complain about the ways we handle your privacy, please contact our Privacy Officer by email at admin@myreap.co.uk or by phone (+44) 151 625 0800. If you’re the letter writing type, send your envelope to Privacy Officer, Reap, Hammond House, North Road, West Kirby, Wirral, CH48 4DE.

Changes to the policy
If we change the contents of this policy, those changes will become effective the moment we publish them on our website.