How Reap Compares

How Reap compares

There are no hidden fees, just a fixed 3% interest rate to supplement your income.

Reap is significantly different to current insurance or pension linked annuities, it is a financing arrangement which is secured against property and your legal interest is registered at HM Land Registry. There are no fees, annual charges or legal costs and your income is fixed for first five years at 3% p.a. beyond which you can access your original capital on 90 days notice.

Convenient and ethical choice

Buy-to-let Reap
Search for property
Negotiate with vendor
Obtain a mortgage
Deposit Min. 25% -
Surveyor fees £300 -
Conveyancing solicitor fees £650 -
Energy performance certificate £60 -
Letting agent fees 10–15% -
Lodge tenant deposit
Predictable income
Investor interest None 3%

Why Reap is different

What’s Reap?

Reap’s a simple and secure strategy to combine your financial resources to get the maximum income for your retirement years.

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An Ethical investment

A socially responsible investment approach.

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